Cottage Grove Place

Senior living costs vary widely depending on factors such as location, apartment size, level of care needed, and the type of contract chosen. Because each community offers different pricing structures and services, the most accurate way to understand costs is to speak directly with a team member at the community you’re interested in. They can provide personalized information tailored to your specific needs and preferences.

A Life Plan community typically requires an entrance fee plus a monthly fee and offers access to a full continuum of care—including independent living, assisted living, memory care, and skilled nursing—often at predictable costs. This model provides financial security and peace of mind, allowing residents to age in place without worrying about escalating care expenses.

In contrast, a rental community usually requires only a monthly rent with no large entrance fee, and healthcare or higher levels of care are paid separately as needed. Rental communities often appeal to those seeking flexibility without a long-term financial commitment, but costs for additional care can vary and may increase over time.

Understanding these differences can help you choose the community that best fits your lifestyle and financial goals.

A Life Care contract is an agreement where residents pay an entrance fee and a monthly fee that covers housing, services, and future long-term care at predictable costs.

This type of contract offers long-term security and predictability, allowing you to age in place with peace of mind, knowing that future healthcare needs will be met without the stress of relocating or unexpected costs.

Independent living is a senior living option designed for older adults who are active, self-sufficient, and looking to enjoy a maintenance-free lifestyle with access to amenities, social opportunities, and community support. Residents live in private apartments or cottages and benefit from services like housekeeping, dining, transportation, and recreational activities—without the responsibilities of home upkeep. For example, at many communities, you might start your morning with a fitness class, join friends for lunch in a bistro-style dining room, and end the day attending a live music event—all while living in your own private residence.

Assisted living—or personal care services—provides support for older adults who need help with daily activities like bathing, dressing, medication management, and mobility, while still encouraging independence. Residents live in private or semi-private apartments and receive personalized care tailored to their individual needs. This option combines the comforts of home with access to 24/7 support, meals, housekeeping, and a calendar of social and wellness activities.

Memory care is a specialized form of senior living designed to support individuals with Alzheimer’s disease or other forms of dementia. These communities offer a secure, structured environment with trained staff who provide personalized care, cognitive engagement, and daily routines that promote safety and comfort. In addition to assistance with daily living, memory care often includes tailored activities, calming spaces, and enhanced security measures to reduce confusion and encourage well-being.

Skilled nursing is a level of care provided by licensed medical professionals for individuals who need ongoing medical attention, rehabilitation, or recovery support after an illness, injury, or surgery. Services are typically delivered in a dedicated skilled nursing facility and may include wound care, IV therapy, physical therapy, and medication management under the supervision of registered nurses and physicians. It is often a short-term solution for recovery but can also serve long-term needs for those with complex or chronic health conditions.

Senior living isn’t just for those needing daily care—independent living communities offer a wonderful option for all seniors 62 and older to enjoy a vibrant lifestyle that supports social and emotional well-being. Even if your loved one is currently healthy and active, senior living can provide valuable opportunities for connection, convenience, and peace of mind.

That said, it’s also important to watch for signs that more support may be needed, such as difficulty managing daily tasks, changes in mood or behavior, increased forgetfulness, or safety concerns at home. Noticing these shifts early can help ensure your loved one gets the right level of care at the right time, making senior living a proactive, supportive choice rather than a reactive one.

When visiting a senior living community, it’s helpful to come prepared with a clear idea of what matters most to you—whether that’s lifestyle, care, dining, amenities, or social opportunities. Bring a list of questions, and consider asking about staff-to-resident ratios, the longevity and experience of team members, and how care is coordinated. It’s also wise to bring a general overview of your finances, as this can help the team provide more accurate pricing and contract information. Don’t forget to tour the residences, observe activities, and talk with current residents if possible to get a genuine feel for the community’s culture.

Senior living communities today offer far more than a traditional dining hall—they often feature a variety of on-campus venues to suit every taste and occasion. From casual bistros and cozy coffee shops to lively pubs and elegant fine dining rooms, there’s truly something for everyone. Many communities pride themselves on unique, restaurant-style experiences and seasonal menus created by professional chefs. Plus, they accommodate a wide range of dietary needs and preferences, including vegetarian, heart-healthy, low-sodium, and allergy-sensitive options. Dining isn’t just about nutrition—it’s about choice, flexibility, and enjoying the social connection that comes with a great meal.

Yes, most senior living communities offer transportation services to help residents stay connected and independent. Scheduled rides are often available for medical appointments, shopping trips, errands, and local outings. Some communities may also provide transportation for cultural events or group excursions. Be sure to ask your community about their transportation schedule, service area, and how to reserve a ride—it’s all part of making life more convenient and enjoyable.

Senior living communities are buzzing with fun, engaging, and diverse activities designed to keep residents active, connected, and inspired. Whether you enjoy fitness classes, arts and crafts, gardening, or book clubs, there’s something for every interest and energy level. Social events like themed parties, live music, movie nights, and cultural outings create opportunities to make new friends and celebrate life together. Many communities also offer educational workshops, volunteer opportunities, and special interest groups—ensuring that every day is filled with meaningful and enjoyable experiences.

Most senior living communities recognize the joy and companionship pets bring and do allow them in some capacity. That said, each community sets its own guidelines, so there may be size, breed, or species restrictions. If your companion is furry, feathered, or somewhere in between, it’s best to check directly with the community to learn about their specific pet policy—just to make sure everyone’s tails (and expectations) are wagging.

Yes! Many senior living communities encourage residents to make their space feel like home. From choosing paint colors to hanging artwork or arranging your own furnishings, there are often a variety of ways to personalize your residence. Some communities even offer options for upgraded finishes or built-in features. We recommend speaking with the community team to learn what customizations are available for your specific floor plan and to ensure any changes meet community guidelines.